Is being a Loan officer a good career choice?
I have a two year degree in Busniness.I have managed a furniture store for 3 years and was a district manager for 5 years with a Movie Rental company.I currently work in a manufacturing plant as a tool buyer.Yeah, ive done it all.Since buying my home and speaking with my Loan officer, the business has always caught my eye.Retail is not for me.I love people and dealing with day to day challenges.I live in Houston tx which has the cheapest realestate Ive ever seen.I think this could be a doorway but dont want to jump in head first.I would rather here from other professionals who have made the change.The good and bad is what I am looking to hear.I welcome anyone with any knowledge about the industry to post comments.Thanks for your time
I’ve been a mortgage lender for more than 20 years and I cannot imagine doing anything else.
Mortgage lending is a challenging, ever changing, and interesting field with it’s share of frustrations and successes.
This is not rote work, no two loans are ever the same. You have to be able to deal with infinite variety, have strong communication skills, a true desire to help your fellow man, a strong ethical core, and the ability to problem solve.
You need to understand that this is a profession where you are paid on commission and how much you make is directly proportional to how hard you want to work.
If you are truly interested in this field, a company that trains new loan officers will benefit you greatly.
I work for First Horizon Home Loans, they have offices in Houston. First Horizon has a training program called First Horizon University where they comprehensively train new loan officers. Lots of other companies hire you for your potential and then throw you in the pool and say, "Swim, kid" and you either figure it out on your own or you fail.
I’d be happy to supply yo with a name of someone who would be happy to give you an informational interview if you like. Feel free to email me.
First American Title Insurance Company
First American Title Insurance Company 281-324-5300 http://www.yellowbook.com/profile/first-american-title-insurance-company_1821944003.html
Duration : 0:0:36
New Harry Potter Ride Images Wendy Morris Realty
The Ellen DeGeneres Show will be airing a preview of the Wizarding World of Harry Potter as part of its tour of Universal Orlando; it will be shown on April 1st and 2nd. Ellen will get the chance to walk through the set of the park in its construction date on March 28, 2010, all of which will be recorded for the ABC episodes.
Tickets are being given away for audience spots, which will reside on the Lagoon Stage out in CityWalk. For those in the Orlando area and interested in attending, head here to request tickets.
We will have much more on the Harry Potter theme park look on the Ellen Show in early April.
Southern Horizon Financial Group & Wendy Morris Realty are located just off Bayshore Blvd. in beautiful Downtown Tampa. We are a HUD (Government Approved) Mortgage Broker with access to over 100 different lenders and investors in all 50 States. With our state of the art Loan Search Engine capabilities, we can find the right programs for you (or your clients) at the lowest rates available. Whether you are buying for the first time, refinancing, or looking to invest in a Second Home or Investment Property, we will find the program that best fits your situation. In addition to our advanced mortgage services, we offer a number of Loss Mitigation Services through our sister company, Southern Horizon Solutions. We can help get your mortgage modified with more affordable terms through our Attorney Based Affiliate. They will have your best interests in mind if you wish to stay in your home, but have fallen behind due to hardship. And, we also offer Credit Repair/Enhancement Services, and Consumer Debt Settlement Services for those looking to get back on track, or who don’t yet qualify for financing. If you are upside down like so many in the Tampa Bay Area, we can successfully negotiate a Short Sale with your lender so the home can be sold at current market price. Our vast network of Top Real Estate Agents will find a buyer for the property quickly. In most cases, you will be relieved of any deficiency balance, and you will avoid foreclosure. If you are a Realtor that has Short Sale Listings and need better results, we want to talk to you. We have an outstanding track record, and our credentials are second to none. CALL US NOW AT 813-384-2500
Read more: http://www.city-data.com/profiles/26208#ixzz0gIRUy9dP
Duration : 0:2:54
First National Real Estate 18 Swamp Rd Richmond.mov
18 Swamp Rd
JUST SURRENDER TO COMFORT
New to the market is this entertainers delight featuring fabulous indoor/outdoor living and 360 degree views, in a country setting just three minutes from Richmonds CBD.
Set on 4ha of fertile grazing land, this property offers the ultimate lifestyle opportunity for families or alternatively – with a fully self contained downstairs it could be run as a bed and breakfast business.
The solidly built, two level, rough-cast home has undergone a major renovation and transformation indoors and out during the last five years. A modern kitchen, new curtains and blinds throughout, spacious new master bedroom with walk-in wardrobe and en suite and upgraded lighting are just some of the recent improvements.
Built to make the most of the sun and the views, and measuring a generous 450 square metres, the house is divided into four main areas. The 100 square metre garage has room to house four or more vehicles plus plenty of extra space for storage and work areas. Internal access leads into a fully self-contained downstairs apartment complete with its own lounge/games room, with pool table (included in the chattels) two double bedrooms, bathroom and kitchen/dining area totaling 100 square metres also. Separate entrances make this ideal for extended family or guests.
Upstairs the spacious open plan lounge, kitchen and dining area has views across to DUrville Island in the north, Takaka Hills in the west and the Richmond Ranges in the east. Large windows and floor-to-ceiling ranch sliders flood the home with light and warmth, opening on to a wrought iron balustrade balcony which runs around three sides.
Two offices, family bathroom, two double bedrooms plus the master bedroom suite make up a further 100 square metres at the southern end of the house.
Carpeted throughout, the homes other features include an internal vacuum system, a heat pump and timber ceilings with exposed beams.
Views across Tasman Bay to DUrville Island dominate from the master bedroom. The downstairs apartment enjoys rural views and has large ranch sliders opening onto the private outdoor courtyard. A tiled in-ground swimming pool with its own solar heating system (think 28 degrees in summer), extensive low maintenance landscaped gardens, a large water feature and a private one-hole golf course help to create a private relaxation and recreation haven.
Zoned Rural 1, the house, immediate garden, and golf chip and put green covers about 1ha, with a further 3ha comprising two grazing paddocks. An added bonus are the numerous large sheds which are a relic from the propertys days as an emu farm. Theres plenty of room for storing boats, cars, farm machinery and big boys toys.
With its own water bore, generous water right and extensive garden irrigation system, the property is a lush oasis. Neatly clipped lawns and mature specimen trees ensure all-year-round colour outdoors, while nearby shelter belts and fencing ensure sheltered backyard.
This fabulous lifestyle property, which is on the market for $1.395 million, is available for viewing now by appointment only.
Contact Agent
Neil Thomas
100103087
t. 03-544 6159
m. 027 247 8848
Yvonne Thomas
p. 03-544 6159
m. 0274 397 230
Duration : 0:0:41
623 Geneva Avenue, Huntington Beach, CA
For more information about this property, please contact First Team Real Estate at 866-938-5812.
View all our videos at http://www.youtube.com/FirstTeamProperties
Company website http://www.firstteam.com
MLS ID: S607305
Hummingbird Cottage, w/extensive flower garden & fountain out by the Veranda attract hummingbirds, butterflies & variety of other birds who sing & chirp all day long. The atmosphere is that of a Cape Cod cottage w/stained glass, brick, stonework, barnwood & three floor-to-ceiling river rock fireplaces. Kitchen has an open-beam ceiling, fireplace, tiled walls, barnwood & glass cabinets & brick floor. Downstairs is the living room w/another stone fireplace, full bath & office. French doors lead out to the very private rear patio w/an extra shower which is great when returning from the beach. Upstairs is the master suite & private bathroom. Close to everything & very short walk to the ocean, pier & downtown. In the afternoons, the front Veranda is perfect to relax & in the quiet of evening you can nearly hear the surf break. The living room & bedroom each have automatic movie screens in the ceiling.
Duration : 0:1:33
FIRST CLASS COUNTRY LIVING
http://www.tourfactory.com/s590094/r_www.youtube.com
For more information, contact:
Kathy Knutson
(509) 998-2517
Keller Williams Realty Spokane
Country Living at its finest in this superbly crafted home on 20 acres overlooking extensive views in all directions. Soaring cathedral ceilings, open floor plan, huge kitchen with walk-in pantry, large formal dining room in addition to kitchen eating nook and bar, plus huge craft or bedroom loft. Lower level has separate entry, large egress windows for tons of light, certified wood burning fireplace in oversized family room. Outside shop in additon to workshop in lower level. 50 x 100′ fenced garden.
The RIG at Keller Williams
Duration : 0:3:16
Gulf Port Opportunity Zone Act of 2005 – tax benefit for real estate investors
Hi this is Dave Stech again and thank you for listening to what is now the second in a series of videos we’re doing on the GO Zone. And in this case I want to talk about Why the GO Zone. Why is it that I would be interested – or you should be intersted – in investing in the GO Zone, or the Gulf Opprortunity Zone Act of 2005.
It’s basically all about why you would invest in the first place. We call it the investment triad. Any time you’re trying to do anything i- at least in the form of making money – what you’re trying to do is accumulate wealth, generate cash for income, and keep as much of both as you can.
We’ll talk at another time about accumulating wealth and generating cash, but the thing that the GO Zone offers you, above and beyond everything else, is the ability to be able to save on your taxes. That’s that “keeping both” category.
The way that you keep the wealth and the income that you accumulate is by reducing your tax liability, and reducing your personal liability. From a tax liability standpoint, the GO Zone, unlike any other real estate in the 230-year history of our country, offers an unprecedented 50% first-year tax write-off. Let me repeat that. A 50% first-year tax writeoff, which is 14 times more, as a writeoff, then you’ve historially gotten from real estate. It’s only available through the end of 2009, and offers a huge opportunity to not only reduce your income this year, but recoup income taxes paid in the last five years, or mitigate or eliminate the taxes that you’ll pay in the next 15 years. It’s a 20+ year window of tax opportunity, just for buying a single piece of real estate.
So you have to decide. Do I want to pay Uncle Sam, or do I want to legally avoid paying? You choose.
Duration : 0:2:11
Glocester Rhode Island (RI) Real Estate Tour
http://www.glocesterrirealestate.com Tour Glocester, RI neighborhoods, condominium developments, subdivisions, schools, landmarks, recreational areas, and town offices.
Glocester, Rhode Island is located in northwestern Rhode Island. It is bordered on the north by Burrillville, on the east by Smithfield, on the south by Scituate and Foster, and on the west by Killingly and Putnam, Connecticut. Glocester is basically a rural community, dotted throughout by lakes and ponds. Several of these bodies of water are part of the Providence Water Supply System.
Much of the northern portion of the town is set aside as state-owned parks and forests. The highest point in Glocester, and second highest in the state of Rhode Island, is Durfee Hill at 804 feet. Glocester was immortalized by renowned Rhode Island writer H.P. Lovecraft. Entranced by the town in 1923, Lovecraft expressed its picturesque essence in the rich prose of “Selected Letters”.
Early industry in Glocester consisted of farming, coal mining, lumber manufacturing, the manufacture of potash, forging, and the manufacture of cotton seed oil. Diverse industries such as cigar making, granite and marble quarrying, distilling, box making, hat manufacturing, and tin smithing have also been established in Glocester. Today, Glocester boasts a thriving business community of shops, restaurants, and first-rate visitor services. For other town tours visit http://www.virtualhomes.com . For towns in RI visit http://www.ri-virtualhomes.com . For RI relocation information go to http://www.relocationri.com .
Duration : 0:5:1
Real Estate Training – List Sell Negotiate featuring James Tostevin, Josh Phegan & Damien Cooley.
http://www.cooleyauctions.com.au/training.htm
Polish your skills in this year’s fastest paced, highest relevant training program delivered by the standout sales trainers of the next generation. Be surrounded by a strong line up of the industry’s best, fresh and dynamic practitioners who are turning dollars in the current market. Be exposed to their contagious energy and simple systems for brilliant performance. With this incredible programme you’ll gain all the resources you need to reshape your business, no matter what your current level of success.
Featuring the coveted James Tostevin on Prospecting, the first in the new generation of sales coaches Josh Phegan on the tried and tested listing presentations and sales process guru Damien Cooley on building a brilliant high turnover business by
design.
This engaging 1/2 day training program will rocket you to success, dust off the cobwebs and shape you into action for the 2009 spring market. On the day we’ll cover what it takes for brilliant sales performance, and inspire you with the secret, simple techniques required to be a real estate industry leader.
Set in the inspiring Double Bay Auction Centre, you’ll be surround by industry leaders and have your chance to engage at the highest levels of high leverage training.
Training Topics:
* Prospecting – Doing what it takes.
* Listing – Simple systems to set yourself apart and blitz the competition
* Selling Systems – How to reduce your days on market and potentially double your income
Optional MasterMind Planning Session:
* Respond to the 12 most common killer objections
* Our unique 4 page business plan
* Setting up for a brilliant 09/10 financial year
* Simple Systems Audio CD
When: Tuesday 11th August 2009
* 8.30am – 12.45pm List. Sell. Negotiate Programme
* 1.30pm – 2.30pm Optional MasterMind Session
Buy your ticket now!
Regular Tickets $295
Regular Tickets + Optional MasterMind $395
10% discount for 3 or more tickets.
Duration : 0:1:35
33772 Copper Lantern Street Unit B, Dana Point, CA
For more information about this property, please contact First Team Real Estate at 866-938-5812.
View all our videos at http://www.youtube.com/FirstTeamProperties
Company website http://www.firstteam.com
MLS ID: S608995
Enjoy Beautiful OCEAN VIEWS from your Living Room, Dining Room, Kitchen & the balcony! You can see all the way to the San Clemente Pier! Darling townhome with a reverse floor plan. 2 Master Bedroom Suites are downstairs and upstairs is your living area with the wonderful views! Open floor plan with pergo floors. The kitchen has been updated with newer counter tops and appliances. This home is located in Lantern Village, which is the center of Dana Point. You can walk to all the restaurants, shops and the Dana Point Harbor. Oh, and let’s not forget the BEACH! Relax on your balcony and watch the sunset over Catalina! Inside laundry and a 2 car garage are just an extra added plus! This is a small complex with Low HOA dues, they rarely come on the market, so don’t miss out. Come see this great little beach home today! REGULAR SELLER, NO WAITING BE IN YOUR NEW HOME IN 30 DAYS!
Duration : 0:8:13