Property Line Today 9 26seg4
Join Jon and Doug as they answer your questions on a Live Radio show on KBOI. This weeks guests are Charlie Nate from Idaho Data Providers, Dan Secord from First American Home Warranty and Todd McGiverin from ECOhome Solutions
Duration : 0:7:18
Real Estate & Mortgage Marketing 1 – Home Loan Modification Dec08 Licensed Attorney to Negotiate
Home Loan Modifications Negotiated by Licensed Attorneys. Real Estate & Mortgage Laws and Guidelines are Complex. Beware of the Banks Loss Mitigation Department. Go To http://RealEstateMarketingThisWeek.com
Part 1 (Excerpt)
Why you should use a licensed attorney to negotiate your loan modification
Dan Havey thanks for taking the time to be with us tonight. Thank you Michael for having me and you are absolutely right 2008 for many people was a very tough year. Tough year for pretty much everybody that I know, how many banks have we lost in 2008? Hopefully the bleeding is gone; hopefully there arent too many more banks to fail. Quite a few banks have picked up some of the slack, but the reality of it is so many people have been faced with such hardships, we have solutions that we are maybe going to talk about today that they can look forward to, to make 2009 a great year.
Definitely that is what we are doing here with your organization at Velocity Financial and with the Modification Hotline and with many of the other things I am working on right now to help people out. When I first got into this business it was back in the late 80s, I moved here from Wisconsin after getting a degree in finance and I started selling repos for Fannie Mae, Countrywide, and the RTC. The Resolution Trust Corporation was responsible for getting rid of all the real estate owned by the over 1,800 S&Ls that failed. So I cut my teeth selling those reposed properties and got to know a lot about the laws and worked with a lot of attorneys and then in the mid 90s I moved into the mortgage business, and I immediately started there working with bankruptcy attorneys for the most part.
I was helping people get out of their bankruptcies, chapter 13 bankruptcies, to avoid bankruptcies, to stop foreclosures and I did that up until the fall of 2007 and at that point the market really changed for me as we know most of the subprime financing went away. Some people might look at me and say, my god you gave people subprime loans, well if you are in a chapter 13 bankruptcy and your payment to the trustee is $1,500 a month and I can get you out of bankruptcy and reduce your total monthly outlay by $1,200, your mortgage payment would go up a little bit, I think this is a really good use of a subprime loan. And I certainly never had any complaints from anyone when I got them out of bankruptcy or I stopped their foreclosure and saved their home.
So late last year I moved out of the mortgage business for a while but I never really left it because it is pretty much what I have done my entire adult life. Over 20-25 years I have been involved with real estate, mortgages and finance and I worked for a while for about 6 months last year on a model for an idea that we came up with of being able to accurately predict the top and bottom of all real estate markets and we perfected it for Arizona and most of California. It worked really well to the point that we could actually predict the bottom of the market 6 months in advance and then after the bottoms hit all across the country we kind of stopped working on it.
It is one of the things I am going to start working on again over the next few months. The title of the book is Real Estates Future and you can go to my website at http://realestatesfuture.com and get a copy of that if you want to, it is not available yet but just put in your information and I am going to give away a whole bunch of free copies of it.
The reason why I went through this entire story is because a few months ago Michael and Velocity Financial came to me and said he was going to do loan modifications and I had been approached by other people and I had seen a bunch of garbage on the internet and the thing that he said to me that sold me was, You know Dan, you have to understand, were using attorneys to negotiate these loan modifications.
And that is, I didnt mean to interrupt but that is the key; that is one of the reasons it took us so long to get in. Even though Velocity Financial was at the very beginning of this mad craze, heck you cant drive down the street without seeing a sign that says loan mod, kind of like back in 2006 in the heyday of the mortgage business where you couldnt drive down the street and see a sign that said, if your mortgage payment is more than 1% you are paying too much. Well now everybody is jumping into the loan modification game and it is dangerous.
And that is exactly it, it is every unemployed loan officer has gotten into the loan modification game and I guess I am guilty of the exact same thing. It is just after having 20 years experience of working with attorneys, I know what they are capable of doing, I know how they can go in and negotiate and the biggest thing is they are there to protect the home owner, to protect the consumer, to protect their client because they have a fiduciary responsibility to that client…
Duration : 0:6:29
Lexington KY Commercial Cleaning Solutions: Roof Stain Doctor of Central Kentucky
Manage Commercial Real Estate? Own an Apartment Complex?
We provide Bio-Degradable cleaning solutions to maintaining your property!
Watch some of our videos and view some past projects.
Want to learn more? – Visit us at www.RoofStainDoctor.com
FREE ESTIMATES at (859) 803-9112
Duration : 0:1:33
Web-2.0 (virtual real estate) is-hot virtual real estate mar
Web-2.0 (virtual real estate) is-hot virtual real estate ‘marketing when one can leverage big time.’ Call-Me 916-662-2415 http://www.myspace.com/mjagroup and -i’ll-show -you hot ‘virtual real estate’
I believe the best way to expose your business is thru Effective Web 2.0 Marketing here are others who are talking about it big time. I encourage all to take advantage of Web 2.0. Here are others taking massive action.
USATODAY.com – (virtual real estate) boom draws real dollars
Rising interest rates have yet to cool white-hot real estate prices. Perhaps that’s why the concept of virtual home ownership has captured the imagination …
Call Me For More Info @ 916 662-2415
http://www.myspace.com/mjagroup
www.usatoday.com/tech/webguide/internetlife/2004-06-03-virtual-realty_x.htm
(virtual real estate) Store
Atlanta Multiple Listing Service, MLS, First Multiple LIsting Service, Georgia MLS, FMLS, GAMLS.
http://www.myspace.com/mjagroup
www.virtualrealestatestore.com/
MarketingSecrets.com Blog: (virtual real estate) — The Coming Boom!
Jan 26, 2005 … We are about to experience a major explosion during the next 5 years and it will all be centered around (virtual real estate) — which is the …
Call Me For More Info @ 916 662-2415
http://www.myspace.com/mjagroup
www.marketingsecrets.com/blog/archives/000038.html
HomeDebut :: Real Estate Virtual Home Tours
Thousands of the newest real estate virtual tours and no advertising!
http://www.myspace.com/mjagroup
www homedebut com
Real Estate Virtual Assistant – AssistantForRealEstate
Real Estate Virtual Assistant for top rate real estate agents.
Call Me For More Info @ 916 662-2415
http://www.myspace.com/mjagroup
www.assistantforrealestate.com/
Virtual Tours, Virtual Home Tours, Real Estate Virtual Tours, 360 …
Just Snooping.com is a leading provider of Virtual Tours, Virtual Home Tours, Real Estate Virtual Tours, and Broker & Agent Websites in the US and Canada.
http://www.myspace.com/mjagroup
www.justsnooping.com/
(virtual real estate) – How To Build Your Own VRE Empire Online
(virtual real estate) – How To Build Your Own VRE Empire Online will take you from front to back on PLR content, and how it can help you in your online …
http://www.myspace.com/mjagroup
www.buildvre.com/
(virtual real estate) Mall – Mortgages, refi, loans,
(virtual real estate) MALL … no homebuyer-rookie or otherwise-can afford to make. . Real Estate | Mortgages | Loans | Zero Down Financing | Cabarete Rentals.
Call Me For More Info @ 916 662-2415
http://www.abelsellshouses.com/
www.virtualrealestatemall.com/
(virtual real estate) (VRE) Toolbar for Niche Content Website …
Over 100 Niche Content Website Tools At Your Fingertips — Free Internet Explorer Toolbar simplifies everyday tasks of finding a profitable topic, …
http://www.abelsellshouses.com/
www.vretoolbar.com/
ImageMaker 360 – Real Estate Virtual Tour Provider
ImageMaker 360 provides virtual tour solutions for the real estate and photographic industries.
www.imagemaker360.com/
Call Me For More Info @ 916 662-2415
http://www.abelsellshouses.com/
Duration : 0:3:6
Lexington KY Real Estate Cleaning Solutions: Tips for Buying and Selling
Buying or Selling A Home?
Looking to boost curb appeal and get your money’s worth?
Call the Roof Stain Doctor of Central Kentucky! (859) 803-9112
We provide FREE Consultations and Staging Estimates that will make your home shine!
Getting an appraisal or thinking about a new roof? Don’t replace it, Clean it!!
Our patented GREEN chemical is safe for plants and animals!
***Don’t let just another guy throw BLEACH on your roof.***
Call The Professionals at the Roof Stain Doctor of Central KY
or visit us at www.RoofStainDoctor.com for location nearest you.
Duration : 0:1:49
HOMECELLERS – BEST MOBILE REAL ESTATE SOLUTION
HOMECELLERS offers real estate agents and brokers the opportunity to create a professionally designed mobile website/M-FLYER for real estate listings featuring detailed property information, agent contact and photo, mapping, directions, property pictures, videos and more! It takes less than 5 minutes to open an account and post your first listing on the mobile web. And for only $10 per month for unlimited listings, youll kick yourself for not finding us sooner.
Duration : 0:0:59
Encanto
An emerging community of ocean view lots just released walking distance from the restuarants, cafes and bars situated in San Juan del Sur. This community offers a variety of 1/4 – 1/2 acre home-sites and is already gaining a reputation as the “best value in ocean view property” available. Already title-insured by First American, this development also offers a variety of financing options available for buyers in addition to water and power hook-ups, graded roads and optional solar and wind power solutions.
Duration : 0:1:43
C.A.R. Expo – Economic Outlook
Long Beach, CA
ECONOMICS VIDEO:
Economic news can be confusing, but there are key indicators that REALTORS® should follow that will let them know where the housing market is going. Three top economists—Jack Kyser from the Los Angeles County Economic Development Corporation, DataQuick Analyst John Karevoll, and First American Real Estate Solutions economist Chris Cagan—offer insight into the changing housing market and the economic data that REALTORS® should rely on to give them a clear picture of the industry and where it’s headed.
www.car.org
California Association of REALTORS®
Duration : 0:2:56